1. In a bowl, combine instant/rolled oatmeal, cinnamon, brown sugar, and water. Mix well and pop in microwave for 2 minutes (if using rolled oatmeal cook for longer).
2. Into the bottom of a cup place oatmeal and top it with banana slices, followed by cottage cheese, berries, and pecans.
3. Place a spoon of oatmeal on top as garnish and serve immediately.