In the same pan, stir in all ingredients except rice, fried onions, mint and saffron. Cook until the gravy is thick and season as desired.
Spread half the rice on a dish with a lid. Layer with chickpea masala, some fried onions and mint and cover with remaining rice. Sprinkle with milk-soaked saffron.
Cook in a preheated oven for 15 to 20 minutes or in the microwave for 10 minutes on medium.
Mix the dish gently, garnish with more fried onions and mint. Serve.